What do you mean Die With Zero?
We all have limited time on Earth, so how should we spend it? Financial advisors urge us to work hard to maximize our earnings, save early and often, and, in retirement, reap the fruits of our labors and the rewards of compound interest.
"What a monumental
waste of human life"
What a monumental waste of human life, says multi-millionaire Bill Perkins. If you spend a lifetime working and die with lots of money left over, you’ve squandered a huge amount of life energy, bypassing the opportunity to enjoy your money — or to give it away — during your lifetime. Our lives are only as fulfilling as the sum of our experiences, Perkins argues, so the more time and money we invest in experiences during our lifetime, the richer our lives become.
Die with Zero will teach you Perkins’ techniques for finding an optimal balance between short-term pleasures and long-term rewards across your adult lifespan — a complex and ongoing optimization problem — how to maximize fulfillment while minimizing waste.
Using Perkins’ toolkit you will learn how to:
Maximize your lifetime experiences, the amount of enjoyment or fulfillment you get at each age, by creating an “experiences curve.”
Rethink Your Worth
Convert earnings to experiences by plotting your “net worth curve,” which should peak — contrary to common thinking — around age 55.
When To Spend
Decide whether to invest in or delay an experience, at any age of your life, by plotting your “spend curve” and calculating your own “personal interest rate.”
Although Americans are notorious for under-saving, millions of US households actually make the opposite mistake: they save too much for too late in life. For example, for heads of household between the ages of 70 and 74, the median net worth is $225,390, thanks to a lifetime of dutiful saving. What’s more, this wealthier half of Americans don’t start “decumulating” until they’re in their mid-70s — too late to enjoy certain pleasures — so even with rising life expectancies, millions of Americans are on track to have their hard-earned money outlive them.
"Whether you’re still a starving student or have some disposable income, you will relate to the idea of using your life energy in accord with your deepest values, and will find practical ideas for intelligently allocating your time and money to do just that."
Where to Buy Die With Zero
'Die With Zero: Getting All You Can From Your Money And Your Life' is available for pre-order. It will release on July 28, 2020.
Available for Pre-Order at the following locations:
Available for Pre-Order at the following websites:
Currently only available in English in other countries:
Get In Touch
To get in touch for more information on booking and event with Bill Perkins or to schedule an interview, please use the contact form.