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Real reviews from real readers — Goodreads profiles, professional finance blogs, and the r/Fire conversation. No paid blurbs, no cherry-picked PR. Every quote below links to its source.

Translated into 25 languages · Amazon reviews · Goodreads ratings
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David Rubenstein 873 reviews · 2,808 followers

Goodreads

Feb 15, 2021 ★★★★★

This is a thought-provoking book about how to use your money during your lifetime. The book really changed the way I think about money… What is your most valuable possession? It is your memories! Your memories are your most treasured possession, the one thing that defines who and what you are. Consequently, spending money to build up memories is the best use of your money… I highly recommend this book—it was quite an eye-opener for me.

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Jen Juenke 1,054 reviews · 42 followers

Goodreads

Jul 29, 2020 Positive

WOW! Ok, as part of the FIRE (Financial Independence Retire Early) Movement, I was eagerly awaiting to read this book. I grew up in extreme poverty. I am a saver due to the circumstances in which I was raised… It's a great idea and made me think a lot about aging, gift giving, and money in a new way… Overall a great financial book that doesn't necessarily tell you the numbers of retirement, but more the emotional response to get out and make memories.

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Sheri 1,413 reviews · 132 followers

Goodreads

Apr 19, 2021 Positive

An alternative perspective on saving and spending – both of our financial resources and of the days of our lives… this philosophy gave me pause to consider my own ideas about health and wealth during various stages of my life, and will help me to define my own limits, both financially and psychologically, rather than just instinctively following the earn, save, and maximize wealth model that has permeated American culture. A thought-provoking and discussion worthy read.

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Bobby Powers bobbypowers.com — book reviewer

Blog

Jul 19, 2025

I loved this book because it flies in the face of most personal finance advice, yet I found myself nodding along as I read the core principles of every chapter. Perkins tells emotional stories, brings relevant data, and logically explains each point.

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The Scale Collective CPA & tax-strategist blog

Blog

Oct 20, 2025

It made me rethink how I guide clients, too. Yes, I'm a CPA and tax strategist—but I'm also in the business of helping people live well. Die With Zero by Bill Perkins makes a compelling case for why delaying joy is not financial discipline, it's just bad math.

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Maria Clara 1,257 reviews · 740 followers · ES

Goodreads

Nov 16, 2022

Lo único que te llevarás de esta vida serán tus experiencias, esas en las que has cantado y gritado de la emoción! Esos momentos únicos, inolvidables, que atesoras en tu corazón como si fueran joyas.

"The only thing you'll take from this life is your experiences — the ones where you sang and screamed with emotion. Those unique, unforgettable moments that you treasure in your heart like jewels."

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