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The Mental Models behind Die With Zero — free
A companion PDF from Bill Perkins — memory dividends, time buckets, the fulfillment curve. Drop your email and we'll send it.
Get the free PDF → Delivered to your inbox · ~30 pages · published on Bill’s own infrastructureWhat’s inside the free PDF
The mental models that drive the book
A condensed, illustrated walkthrough of the core frameworks Bill uses with hedge-fund traders, founders, and his own family — the same ideas that anchor every chapter of Die With Zero.
- Memory dividends. Why an experience you have at 30 keeps paying interest — in recall, identity, and joy — for the rest of your life.
- The fulfillment curve. How the value of money, health, and free time shifts dramatically across the decades — and why optimizing only one wrecks the others.
- Time buckets. A practical method for mapping the experiences you want against the windows of life when you’ll actually be able to live them.
- Go-go, slow-go, no-go years. The three phases of later life — and why they should drive your spending plan, not your spreadsheet.
- Dying with zero. The bold thesis behind the title: optimize your life so the last check bounces — and what that actually looks like in practice.
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The Mental Models PDF arrives instantly, plus occasional notes from Bill on memory dividends, time buckets, and what he’s currently rethinking. No spam, easy unsubscribe.
Rather than just focusing on saving up for a big pot full of money that you will most likely not be able to spend in your lifetime, live your life to the fullest now: Chase memorable life experiences, give money to your kids when they can best use it, donate money to charity while you’re still alive… In the end, the business of life is the acquisition of memories.— Bill Perkins, Die With Zero
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The companion PDF is a taste. The full book is where the frameworks get tested against real lives, real money, and real regret.
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Hedge-fund manager, founder, professional poker player — and the lived philosophy behind the book.
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